An EU passport — with the freedom to live, work, and travel across the European Union — is no longer just a dream for high-net-worth investors. The Malta Citizenship by Naturalisation for Exceptional Services (formerly the Malta Individual Investor Programme) makes EU citizenship achievable in as little as twelve months for qualifying applicants.
The current programme requirements include:
- Non-refundable government contribution of €650,000.
- Malta government bond investment of €150,000, held for at least five years.
- Real estate commitment — either an annual rental of at least €16,000 or the purchase of property valued at €350,000+.
- International private health insurance covering all included family members.
The process generally follows four phases:
- Month 1 — Malta residency cards issued to the main applicant and dependants.
- Months 2–4 — preparation and submission of the citizenship dossier.
- Months 5–10 — comprehensive due diligence by Malta’s regulator.
- Months 11–12 — government contribution settlement, real estate transaction completion, and the final oath of allegiance.
A Malta passport gives visa-free or visa-on-arrival access to over 160 countries, plus full rights to live, work, study, and access healthcare and education across the EU on equal footing with any other EU citizen. The programme is intentionally capped and reserved for exceptional applicants — A Plus Solutions handles eligibility, structuring, and the full application end-to-end.
